9912 Business Park Dr. Ste. 185, CA 95827
+1 916-934-2311

Lending Overview

GreatBiz provides small business loans to help businesses to launch and expand. Our loans range from $10,000 to $2,500,000, and we focus on entrepreneurs who have trouble securing funding from banks and other traditional sources.

We emphasize cash flow analysis, consider non-traditional collateral, and offer flexibility in the loan structure. We also work to ensure our clients’ success by offering highly customized, peer-to-peer business coaching by an extensive network of local, successful business owners. This innovative blend of lending and learning helps entrepreneurs overcome obstacles, grow strategically, and create jobs.

 

All loan decisions and relationships are managed locally.

 

Why GreatBiz?

We work with you personally to help you get approved. Our marketplace of SBA preferred banks increases the likelihood of getting a “yes” because we match you with the lender most likely to fund your loan. Talk to us even if you have been turned down before or have never gone through a loan process at all. We can help make it fast and easy.

CONTACT US TO GET STARTED »

 

View our Recent Loans page to see some examples of businesses that have received small business loans from GreatBiz Funding.

 

GreatBiz Funding has been makes loans ranging from $10,000 to $2,500,000 to small businesses  who may have trouble securing funding from banks and other traditional sources. We consider non-traditional collateral, offer flexibility in the loan structure, and loan decisions and relationships are managed locally. We also work to ensure our clients’ success by offering highly customized, peer-to-peer business coaching by an extensive network of local, successful business owners. This innovative blend of lending and learning helps entrepreneurs overcome obstacles, grow strategically, and create jobs.

No – the only source of business funding GreatBiz Funding provides is loans.

GreatBiz Funding will make loans for as little as $10,000 and as much as $2,500,000. Repayment terms are flexible and based on cash flow and use of funds.

Our interest rates vary depending upon your particular situation and risk factors. You should expect that your GreatBiz lender will discuss interest rate and loan terms with you.

Credit history is one of the most important factors in making our decision to provide a loan. Credit history is the clearest indication we have of your willingness and ability to repay loans. However, we are willing to take into consideration extraordinary circumstances that may have damaged a previously good credit history.

Yes, lenders may ask you to pledge your business assets to secure a loan.

A business plan is necessary for start-ups and can be very useful for existing businesses, especially when major changes are planned. A business plan does not have to be lengthy, but should outline your goals and business direction. Our application packet includes lists of questions to be answered during the application process. It is important for us to be clear on the history of the business and where you see it going; how the business operates and brings in customers; and how the use of the loan funds will fit in with the other financial aspects of the business.

Once we have a fully completed application packet, GreatBiz Funding aims to have an answer to you within 2-3 days.

GreatBiz Funding can typically close a loan immediately upon notifying the loan applicant of the approval based upon all approval conditions being met.