9912 Business Park Dr. Ste. 185, CA 95827
+1 916-934-2311

Non-SBA Loans

Get the right small business loan at the right time

When you need funds more quickly

What is the right loan at the right time for my business?

Low-cost SBA loans are considered the “gold standard” in small business funding because they have some of the lowest interest rates and lowest monthly payments available. However, not every business owner initially qualifies and some businesses need funds more quickly than even our streamlined SBA process can provide.

As a result, we worked with our bank partners to offer GreatBiz Loans® clients the next best loan option if you aren’t quite ready for an SBA loan or need funds more quickly.


One application does it

There’s only one easy application to complete, whether you are applying for an SBA loan or decide to proceed with a non-SBA loan option. And our team of loan specialists are available online or over the phone to help you understand and navigate your options.

Current non-SBA loans

Non-SBA loans are term loans meant to be repaid in a shorter amount of time than the 10-year term of a typical SBA loan. This type of loan can be a great way to get the funds you need to successfully grow or maintain your business until you are ready for an SBA loan.

GreatBiz currently offers the following non-SBA loans through its bank partners for working capital, debt refinance and new equipment purchase:

  • $30,000 to $200,000 loan amounts
  • 2 – 5 year repayment terms
  • Fixed interest rate from 7.99% to 24.99%*
  • Monthly repayments
  • No pre-payment penalties

* Interest rate depends on loan term and the applicant’s credit and financial profile.

 

Interested in talking to a loan specialist?

Call us at 916-934-2311

Monday – Friday 7:00 AM – 5:00 PM PST  |  Saturday 8:00 AM – 5:00 PM PST

Apply Online or call direct 916-934-2311

 

If you’re not sure if you’re ready to submit an application, we also welcome you to request an initial consultation with one of our small business lenders.

Don’t think you are ready for a loan yet? Let us help make your dream a reality, or take your venture to the next level?

The GreatBiz Funding Team has helped thousands of entrepreneurs start, improve, or expand their businesses. Our business coaches and classes can help you build your confidence and your business skills.

Business Coaching

GreatBiz Funding offers highly-customized, peer-to-peer business coaching by an extensive network of successful local business owners and experts. Our coaching helps entrepreneurs overcome obstacles, grow strategically, and create jobs.     Learn more »

Business Classes

GreatBiz Funding offers a platform of three flagship courses to support aspiring and existing small business owners on their journey from startup to sustainable growth.

All of our courses are led by experienced small business owners and use a participatory, supportive learning environment to deliver relevant, actionable skills and tools to further your business goals. Each program is also designed to create a network of peers from which you gain ideas, support, and feedback along the way.